
mjengoPay solves the core inefficiencies of construction site payments with native M-Pesa settlement.
Digital settlement eliminates physical cash handling and theft risk by 100%.
Every payment is traced to a verified worker ID, preventing ghost worker fraud.
Instantly see site attendance and wage accruals from the central admin office.
Disburse wages to workers and pay suppliers and contractors on their platform of choice — all in one click.
98%
Payment Efficiency
0%
Payment Fraud
24/7
Site Support
Phone-verified clock-in with ID validation and shift tracking. Intelligent flags catch suspicious patterns before they reach payroll.
One-click wage distribution to hundreds of workers, on the platforms they already use. Zero duplicate-payment risk — guaranteed.
Isolate funds per site. Prevent budget overruns with pre-approved project-specific expenditure controls.
Native math for Kenyan construction rates. Auto-calculate piecework, daily, or visit-based wages with zero errors.
Premium protection for construction budgets. No compromises on financial integrity.
KYC Verified Settlements
Every payee is validated before payroll runs are queued — money only moves to verified recipients.
Immutable Action Logs
Every payment request and approval is captured in a permanent, high-integrity audit trail.
Multi-Step Governance
Configurable approval levels for large transfers. Site managers propose, office finance confirms.
Automated Fraud Detection
Native detection of ghost-worker patterns, attendance spikes, and suspicious wage accruals.
Unified dashboard to control multi-site costs and risk across the entire property portfolio.
Rugged mobile tools to track workers and verify site performance in real-time.
Automated wage logic and direct M-Pesa bulk payouts. Turn days of work into minutes.